Financial Planning Calculator

Time Value of Money Calculator

Present Value (PV):

Interest Rate (I/Y):

Number of Periods (N):

Payment (PMT):

Compounding Frequency:AnnuallyMonthlyQuarterly

Payment Timing:

End of Period Beginning of Period

Net Present Value Calculator

Cash Flows (comma-separated):

Discount Rate (%):

Loan Amortization Calculator

Loan Principal:

Loan Interest Rate (%):

Loan Term (Months):

The Financial Planning Calculator is a versatile tool for making informed financial decisions. It includes the time value of money (TVM). It lets you compute the Present Value (PV), Payments (PMT), Interest Rate (I/Y), and Number of Periods (N). It (the TVM part) is ready to compute the future value of periodic compounding, as well as payment timing. Supports compounding frequency (annually, monthly, quarterly) and payment timing (beginning/end of period). Net Present Value (NPV): A decision-making tool that helps entrepreneurs find out the feasibility and profitability of a project using capital budgeting methods. This technique is also used to measure the financial prospects and potential impact of the project. Internal Rate of Return (IRR): Overcome the challenge of deciding on a certain project by calculating the divergence between the expected and actual profit. Pros and cons analysis plays an essential role. Together with the IRR, it can contribute to the diversification of investment. The Financial Planning Calculator is ideal for personal finance, investment planning, and loan management. It computes monthly loan payments based on principal, interest rate, and loan term, helping users take control of their financial future.